How it works

Discover the path to swift financial assistance.

Payday Loans

  • Get up to $1,000
  • All credit types are welcome
  • Unsecured loans

Bad Credit Loans

  • Loans of up to $50,000
  • All credit types are welcome
  • Secured & Unsecured loans

Installment Loans

  • Loans of up to $5,000
  • All credit types are welcome
  • Unsecured loans

Personal Loans

  • Loans of up to $50,000
  • Higher Credit Score Recommended
  • Unsecured loans

Same Day Loans

  • Fast Approval
  • All credit types are welcome
  • Unsecured loans

Title Loans

  • Up to $50,000
  • All credit types are welcome
  • Secured loans
Home / How it works

Here’s how it works in Magma:

01

Submit our Online Form or Call us

Complete our secure loan request form to help us find the best lender for you.

02

Get a Pre-Approval Message

You will know right away if you are pre-approved for a title loan

03

Connect With A lender

We will connect you with the lender to guide you through the next steps.

04

Receive Funds Quickly

After approval, funds are typically deposited into your checking account within 24 hours, depending on the lender.

Need Quick Cash? We’ve Got You Covered!

Looking for fast, reliable funding? You’re in the right place! At Magma Loans, we connect you with lenders offering a variety of loan options tailored to your needs, including Installment Loans, Personal Loans, Same Day Loans, Title Loans, Bad Credit Loans, and Payday Loans. Whether you’re dealing with an emergency expense or just need a little extra cash, we’ve got a solution for you.

Simple Eligibility Requirements:

  • You’re at least 18 years old
  • You live in the US 
  • You have a job or other steady income source like disability or social security

Each loan type has its unique terms and requirements. For example, Title Loans require vehicle ownership, while Bad Credit Loans focus more on your ability to repay rather than your credit score.

Our goal

At Magma Loans, we’re committed to helping you improve your financial standing. We understand life can be unpredictable, and we’re here to provide flexible loan solutions when you need them most.

How Much Cash Can I Get?

How Much Cash Can I Get?

The amount you can borrow depends on the loan type, your income, and other factors. For title loans, you may qualify for up to $50,000 depending on your vehicle’s value.

Examples of 36 Month Loans*

Example AExample B
Loan Amount$2,600$2,600
Interest Rate (Monthly)10.01%9.21%
Term Length36 Months36 Months
Processing Fee$75.00$75.00
DMV Lien Transfer Fee$15.00$15.00
Monthly Payment$269.00$250.00

*All repayment schedules have no prepayment penalties or hidden fees.

Is a Loan Right for You?

Loans can be a lifeline during financial emergencies, but it’s essential to review the terms and understand the costs involved. Magma Loans offers options like title loans, personal loans, and payday loans, so you can choose what works best for you.

Get Fast Cash with Magma Loans Today!

If you’re looking for a cash loan, we are here to help.

Get Fast Extra Cash

high approval rate

Bad Credit Welcome

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